Innovate with Permission.
Navigating the National Bank of Ethiopia's Regulatory Sandbox.
Build Fast.
Stay Compliant.
Ethiopia's National Bank sandbox is open. Payment instrument issuers, mobile lenders, and digital finance platforms need specialized regulatory counsel — not generalist lawyers learning fintech on the job.
Payment Instruments
Licensing for payment instrument issuers, mobile money operators, and digital lenders under the National Bank of Ethiopia's regulatory framework. We know the sandbox inside out.
Learn more →Pilot Approval
End-to-end support for regulatory sandbox applications — business model review, compliance roadmap, and NBE liaison management through the pilot phase and beyond.
Learn more →Acquisition Structuring
Legal structuring for fintech acquisitions, strategic partnerships, and investor entry into Ethiopia's emerging digital finance market — combining FDI rules with fintech-specific regulation.
Learn more →NBE Relationship
Our partners have deep relationships with the National Bank of Ethiopia and have participated in drafting early fintech sandbox regulations — giving your application the highest chance of approval.
Fintech Services
1. Sandbox Entry
We draft the operational framework and consumer protection policies required to enter the NBE Sandbox. We help you define your testing parameters and exit strategy.
2. Licensing
Payment Instrument Issuers: Navigating the capital requirements and technical audits.
Digital Lending: Ensuring compliance with interest rate caps and consumer credit laws.
3. Data Privacy
Ensuring your platform complies with Ethiopia's emerging data protection laws. We draft privacy policies and data handling protocols that satisfy regulators.